Hello, my name is Joseph Vacek and I’m a bankruptcy attorney here at Bailey & Galyen.
Have you recently lost your job or had your hours cut? Are you having creditors harass you by sending you letters and calling you at all times of the day? Has there been a lawsuit filed against you or maybe a judgement entered and you’re having your wages garnished or your bank account frozen. Maybe you’ve fallen behind on your mortgage payment or on your car payments. Instead of stressing about these situations please contact us because bankruptcy may be appropriate for you.
The bankruptcy code provisions allow for a fresh start or payments over a 5 year period in order to relieve you of this financial difficulty. If you have any questions please call us.