Hi my name is Patricia Barbee, I'm the managing attorney of the Immigration Department here at Bailey & Galyen, and I'm here to talk to you about Immigration Law today. Today I want to talk to you about one of the lesser known … [Read more...]
Military PIP
Hello, my name is Andrés Martínez, Immigration attorney here at Bailey and Galyen. Today, I want to talk to you about Military Parole in Place, or PIP for short. Military PIP allows a foreign national who entered the US without authorization to … [Read more...]
Saving Your Home: The Amazing Chapter 13 Second Mortgage Lien Strip
If you have a second (or third) mortgage and your home is worth no more than the balance on your first mortgage, that second (or third) mortgage may be able to be stripped off your home title. This can save you a tremendous amount of money both … [Read more...]
Saving Your Home: “Avoiding” Judgment Liens with Either Chapter 7 or Chapter 13
Judgment liens on your home are traps waiting to be tripped. An extra and underappreciated benefit of filing for bankruptcy is that most of the time you can harmlessly spring these traps so that they can't ever harm you again. What's a Judgment … [Read more...]
Saving Your Home: The Benefits of Chapter 7 and Chapter 13 Bankruptcy
If you are facing an imminent home foreclosure, Chapter 7 bankruptcy usually buys you relatively little time, but may be enough for what you need. Chapter 13 can usually buy you much more time. The filing of a bankruptcy stops a foreclosure. It … [Read more...]
What Is a Debt Owed for “Fraud in a Fiduciary Capacity”?
You can't discharge debts "for fraud or defalcation while acting in a fiduciary relationship, embezzlement, or larceny." What do these include? This is the last of our series of blogs on types of debts that might not be discharged — legally … [Read more...]
Student Loan Crises and Bankruptcy
This is not an article that is designed to tell you that Bankruptcy can solve your student loan problems. Quite to the contrary, Bankruptcy cannot help much with student loans. It can eliminate all your other debt so that you can deal with your … [Read more...]
What Is a Debt Owed for “Willful and Malicious Injury”?
These are so unusual you might not even think of them as debts — claims against you for intentionally hurting someone or his or her property. Debts that might not be discharged (legally written off) in bankruptcy, including those allegedly … [Read more...]
Do I Really Need an Attorney To File Bankruptcy?
In this age of internet services and self-help legal services, it is a very legitimate question as to whether you need an attorney or not for certain legal proceedings. The answer to this question would seem to be easy. All you have to do with … [Read more...]
Really? Bankruptcy Will Do That?
Did you know that the IRS is afraid of the Bankruptcy Court? Yes, that is true. Bankruptcy is the one way you can shut down the single most powerful and aggressive creditor—The United States of America. Many people enter into a bankruptcy … [Read more...]
Michigan Bankruptcy Firm files for Bankruptcy?
As strange a headline as it may appear, it is true. A top Michigan Bankruptcy firm, Frego & Associates, has filed for bankruptcy. It may seem unusual, but bankruptcy protection works for everyone. They had become, like many companies, just a little … [Read more...]
Who Can You Trust?
We have learned over the years to be skeptical. We have been mislead so frequently that our expectations have been permanently altered. Advertising has promised miracles and delivered dissatisfaction. Relationships have been launched with … [Read more...]