The answer to this question is that it depends. If you have filed bankruptcy in the past and you find yourself in a position where you need to file again, you need expert legal advice to make sure you get it right. Job loss, divorce, medical … [Read more...]
How To Make The Most of Your Free Bankruptcy Consultation
In today’s competitive world of legal services, many firms, like Bailey & Galyen, offer a free consultation for potential clients. The ability to speak with an attorney about your financial problems and your potential legal solutions is a very … [Read more...]
BANKRUPTCY IS NOTHING TO BE ASHAMED OF
Bankruptcy has often been associated with a negative image of a person who doesn’t want to pay his bills. While this may be true in a few and far between cases, the reality is that bankruptcy is often a choice of economic reality when bad things … [Read more...]
Will my credit be ruined forever?
The question “Will my credit be ruined forever?” comes up at almost every initial client consultation and the answer is “No.” Yes, a bankruptcy case stays on your credit report for up to ten years. But once you file bankruptcy and receive your … [Read more...]
I’ve Been Sued!
Nothing makes one’s stomach tie up in knots faster than being served with a creditor lawsuit. It’s hardly ever a good thing when the sheriff or constable is looking for you to serve you with legal documents. So, you’ve been sued. Now what? There are … [Read more...]
Texas Homestead Protection and Bankruptcy
A majority of my clients are indeed homeowners and, when consulting about their rights under the Bankruptcy Code, the first questions are: ✓ Will I lose my house? Can I keep it? ✓ Is my house required to be in my bankruptcy? Although in most cases … [Read more...]
CELEBRATING 35 YEARS OF TRUST AND EXCELLENCE
Mr. Phillip Galyen is celebrating 35 years in the Texas Bar!! Come celebrate with US!I want to personally invite you as our existing and prospective clients to celebrate Mr. Galyen’s amazing 35 years as an attorney in the Texas Bar. Becoming an … [Read more...]
Can You File Bankruptcy More than Once? Just Ask Donald Trump
President Has Declared Bankruptcy 6 Times The federal bankruptcy laws were established to give individuals and business owners the opportunity for a fresh start. Ideally, with that fresh start, and with the lessons learned that forced you into … [Read more...]
The Tax Man Cometh!! (Not Necessarily So) Eliminating Older Tax Debt in Bankruptcy
Often, I consult with individuals with tax debt, income tax debt owed to the IRS for past years, as much as 10 years in the past, and as recently as last year. Often, my clients are sustaining IRS agreements to pay back taxes in the tens of … [Read more...]
How Will Bankruptcy Affect My Most Valuable Assets?
These are the most common questions I am asked during an initial client consultation: Will I lose my home if I file for bankruptcy? What about my car? My IRA, or 401K? The good news is, for most prospective bankruptcy debtors filing bankruptcy with … [Read more...]
Chapter 13 and the New “Conduit” Program in North Texas
Let’s Save Your Home If you are reading this, you likely live in the Northern District of Texas – in the DFW Metroplex – and may be searching for a way to save your home from foreclosure. My home, too, is by far, my most prized asset; and it … [Read more...]
YOU ARE NOT ALONE! AND WE KNOW HOW TO HELP YOU ACHIEVE A FRESH START!
If you are reading this right now, it is very likely that you are under – what feels like – severe financial stress. You may be overwhelmed. You may be asking yourself: “How am I going to get out of this, and get on with my life?” “What can I do?” “I … [Read more...]
