As strange a headline as it may appear, it is true. A top Michigan Bankruptcy firm, Frego & Associates, has filed for bankruptcy. It may seem unusual, but bankruptcy protection works for everyone. They had become, like many companies, just a little … [Read more...]
Who Can You Trust?
We have learned over the years to be skeptical. We have been mislead so frequently that our expectations have been permanently altered. Advertising has promised miracles and delivered dissatisfaction. Relationships have been launched with … [Read more...]
Unsafe Water, Lawsuits and Bankruptcy
A company called Blitz USA has caused a problem in West Virginia by polluting the water system. As can be expected, lawsuits began to be served upon the company. While they did not make great decisions, it soon became apparent that the company could … [Read more...]
Brookstone Gadgets: Way of the Future or Behind the Times.
Brookstone is that fun little store in the mall that we all love to stop by and look at all the neat little gadgets that are for sale. It carries that cool stuff that one cannot find anywhere else. Remote controlled chairs, key chains that beep, and … [Read more...]
The Squeaky Wheel
I recently listened to a leadership expert address the challenge of dealing with the "squeaky wheel" in your organization. A squeaky wheel is a person or group that is constantly complaining or acting out. How much time and energy do we commit to … [Read more...]
Cancer May Cause Health Problems
Nobody can imagine what it feels like to hear the doctor utter those horrible words. "You have cancer." A flood of thoughts go through your mind about what that means. The first and foremost concern is surviving. At this point, no specialist and no … [Read more...]
Bankruptcy Changes
Hello I'm Joseph Vacek, the Bankruptcy attorney here at Bailey & Galyen Attorneys at Law. Here we are with our monthly newsletter on what's going on in the bankruptcy world. … [Read more...]
Business Bankruptcy
Hi i'm Joseph Vacek the bankruptcy attorney here at Bailey & Galyen. Today we're going to talk about business bankruptcies. There are only two chapters when it comes to a business bankruptcy, Chapter 7 which is liquidation and Chapter 11 which is … [Read more...]
Signs That Bankruptcy May Be Appropriate For You
Hello I'm Joseph Vacek the bankruptcy attorney here at Bailey & Galyen. Today we are going to go over some signs that bankruptcy might be appropriate for you. One of the first signs is that you can't make your minimum necessary living expenses. … [Read more...]
What Happens When a Debt Collector Files a Lawsuit Against You?
Hello I'm Joseph Vacek the bankruptcy attorney here at Bailey & Galyen. Today we're going to talk about what happens when a debt collector files a lawsuit against you. Well, there are a couple of steps. The first one is you've been served with a … [Read more...]
Forbearance, The CARES Act & Bankruptcy
Hello I'm Joseph Vacek and I'm the Bankruptcy attorney here at Bailey & Galyen. Today we're going to talk about loan forbearance and how it relates to the CARES Act. Forbearance doesn't mean your payments are forgiven or erased you're still … [Read more...]
Bankruptcy During COVID-19
Hello, my name is Joseph Vacek and I am a Bankruptcy attorney here at Bailey & Galyen. Bankruptcy can offer you a fresh start to your life by wiping out the debt you might have accumulated over the last months to years. It will stop the … [Read more...]