You can't discharge debts "for fraud or defalcation while acting in a fiduciary relationship, embezzlement, or larceny." What do these include? This is the last of our series of blogs on types of debts that might not be discharged — legally … [Read more...]
Student Loan Crises and Bankruptcy
This is not an article that is designed to tell you that Bankruptcy can solve your student loan problems. Quite to the contrary, Bankruptcy cannot help much with student loans. It can eliminate all your other debt so that you can deal with your … [Read more...]
What Is a Debt Owed for “Willful and Malicious Injury”?
These are so unusual you might not even think of them as debts — claims against you for intentionally hurting someone or his or her property. Debts that might not be discharged (legally written off) in bankruptcy, including those allegedly … [Read more...]
Do I Really Need an Attorney To File Bankruptcy?
In this age of internet services and self-help legal services, it is a very legitimate question as to whether you need an attorney or not for certain legal proceedings. The answer to this question would seem to be easy. All you have to do with … [Read more...]
Really? Bankruptcy Will Do That?
Did you know that the IRS is afraid of the Bankruptcy Court? Yes, that is true. Bankruptcy is the one way you can shut down the single most powerful and aggressive creditor—The United States of America. Many people enter into a bankruptcy … [Read more...]
Michigan Bankruptcy Firm files for Bankruptcy?
As strange a headline as it may appear, it is true. A top Michigan Bankruptcy firm, Frego & Associates, has filed for bankruptcy. It may seem unusual, but bankruptcy protection works for everyone. They had become, like many companies, just a little … [Read more...]
Who Can You Trust?
We have learned over the years to be skeptical. We have been mislead so frequently that our expectations have been permanently altered. Advertising has promised miracles and delivered dissatisfaction. Relationships have been launched with … [Read more...]
Unsafe Water, Lawsuits and Bankruptcy
A company called Blitz USA has caused a problem in West Virginia by polluting the water system. As can be expected, lawsuits began to be served upon the company. While they did not make great decisions, it soon became apparent that the company could … [Read more...]
Brookstone Gadgets: Way of the Future or Behind the Times.
Brookstone is that fun little store in the mall that we all love to stop by and look at all the neat little gadgets that are for sale. It carries that cool stuff that one cannot find anywhere else. Remote controlled chairs, key chains that beep, and … [Read more...]
The Squeaky Wheel
I recently listened to a leadership expert address the challenge of dealing with the "squeaky wheel" in your organization. A squeaky wheel is a person or group that is constantly complaining or acting out. How much time and energy do we commit to … [Read more...]
Cancer May Cause Health Problems
Nobody can imagine what it feels like to hear the doctor utter those horrible words. "You have cancer." A flood of thoughts go through your mind about what that means. The first and foremost concern is surviving. At this point, no specialist and no … [Read more...]
The Pandemic Has Caused Backlogs Through 2023
I'm Keith Spencer a Board Certified Family Law attorney with Bailey & Galyen. The pandemic has caused a significant backlog in the courts, many courts are setting final trials for 2023. That makes mediation and settlement even more import avenues to … [Read more...]
